Privacy Policy

This Privacy Policy explains what true personal information Fcash VIP collect, with whom we share it with, and how you (the user of the Service) can prevent us from sharing certain information with certain parties. Also how Fcash VIP handles personal identification information that users log in to the website and server, as well as other personal identification information shared with our business partners.

Explanation on basic process

Borrower information, such as SSS, job information, emergency contact information,Contact lists and others.

Sensitive information, such as GPS locations, mobile ID, app list, IP,Base Station, Device Infomation and other

Other information, such as application usage, catalog of customer information and others

Terms and Conditions:

1. Personally identifiable information

a. By registering an account with us, you are accepting the terms of the Terms and Conditions and consenting to our collection, usage, disclosure, retention, and protection of your personal information as described herein;

b. Your name, address, phone number, birth date, email address, credit card, or other financial account information pertaining to any potential Loan Offer or Loan Contract;

c. Other information that you provide to us but that does not identify you personally, such as records of your visits and information that you submit when using the website.

2. Collected Information

We collected the information for the following purposes, but not limited to:

a. Process your transaction;

b. To verify your actual identity;

c. To determine if you’re eligible for a loan;

d. To disburse loan and collect repayment for your service;

e. To have credibility built in your account;

f. To comply with applicable rules, regulations, and laws;

g. To detect and prevent fraud;

h. To rate your loan application history and confirm your job data;

i. To develop more apps feature that needs to meet clients needs;

j. To know our latest services provide, new notifications, and offers etc.

3. How we use and share information

When you submit the information, it shall be deemed as your consent to Fcash VIP regarding the collection, storage, use and disclosure of your personal information etc. by Fcash VIP. Fcash VIP reserve the right to collect the following information and data, such as: Personal data relating to the owner, principal funder, partner, director, employee or proxy, employee, Borrower, payer, party paid, guarantor, other insurer, other parties related to the Borrower. Fcash VIP will not display, rent or sell your personally identifiable information to others. By using this service we provide, you agree Fcash VIP to use your customer information. Use and share information for the following purposes, but not limited to:

a. Information collected shall be used for the purpose defined in policy;

b. We may share limited personal information with select partners for research and development;

c. Any member of Fcash VIP and any sub-contractors, agents, service providers, or associate of Fcash VIP (including their employees, directors, and officers etc.).

d. Purpose of Use and Disclosure of Information and data may be used and disclosed, including places within and outside the Philippines for the following purposes (collectively "Allowed Objectives");

4. How Fcash VIP protect Clients Personal Information

a. Fcash VIP is committed to protect your personal information with the latest technology;

b. Stick to the applicable provisions to ensure information is secure, maintained, and restrict access to protect information from any kind of fraud;

c. Payment transaction with personal information are encrypted using 128-bit secure socket layer (SSL) technology;

d. Provide One-Time-Passcode before accessing to your mobile apps;

e. Strict procedures and security features to prevent unauthenticated access;

f. Uses firewalls, data encryption, and authorizes access to personal information only to our employees who need to deliver their work;

g. Fcash VIP is fully compliant and complies with applicable laws and regulations concerning data protection in the Philippines.

5. Permission to Contact

By giving us your home and/or mobile phone number, we have your permission to contact you or the contact number you authorized us. This also allow us use text messaging, artificial or prerecorded voice messages and automatic dialing technology, for all purposes not prohibited by applicable law.Message and data rates may apply. You may contact us anytime to change these preferences. We may also send an email to any address where we reasonably believe we can contact you(include the reference you authorized). Some of the purposes for calls and messages include: suspected fraud or identity theft; obtaining information; transactions on or servicing of your account; and collecting on your account or collecting delinquent account . Our rights under this Section extend to our affiliates, subsidiaries, parents, agents, vendors, and anyone so affiliated with the owner of any note evidencing a loan you obtain. Notify us immediately of any changes to your contact information by changing your contact information on your Fcash VIP account information – settings page.

6. Entire Agreement

This Terms of Use (including the Service Agreement for the Registered User only) constitutes and contains the entire agreement and understanding between the User and Us and supersedes any and all prior understandings, agreements, notification, publications, advertisements and arrangements between the User and Us with respect to the subject matter hereof.